For the loved ones

Do you know how important it is to have Term Life insurance? I know you will not be the one who will benefit from it because, you'll already be 6 feet below the ground but it will be your loved ones. Yes, I think it is synonymous to "loved ones insurance". :) It will help those that you will leave behind, especially if you have kids who are still in school, mortgage to pay and other household expenses not to mention the expenses that the family will incur during the death. But be sure to leave a will so the money that you've sweat out for the insurance will not go to somebody.

Talking of will, MCJ made his when I was still his fiance and I was part of it already, but then the wife automatically became the beneficiary. Hummmm... I'm always joking about it.

If you haven't got term life insurance and you've got a family, you might want to consider a family insurance.. that way you're saving money on Life Family Plan Premium. It's not too late you know. We all know that death is certain, so preparing for tomorrow is not really praying for the un-wanted.

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Amazing Era :)

Wowoow! My deepest thanks, Mich for this award. It makes my day.. though it is gloomy outside. :)

I want to share this award to everybody in my roll. We are all amazing for sharing our lives, aren't we? And to anyone who will stumble in my home.. I reckon, all bloggers deserve this award. :P

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Better Parent?

I'm a first time Mum and they said, you just have to trust your instinct on anything that you don't really know when it concerns your baby. Yeah, I very much agree but it pays to have a little knowledge or to have somebody or something that you can turn to. My MIL is very helpful - she was a nurse. I can't really rely on my mother because she's back in the Philippines but I know I can count on her anytime. MCJ said, it would be nice for me to learn from my experience but hey.. I can't take experiment on my child.

There are just times that books, magazines and the internet come in very handy. I learn from my experience as well as from other Mums too. I may not be able to face all the challenges that other Mums did, but with their tips... I know what to do when it is my time. Plus, medical experts' opinion and studies' results are very beneficial. I can surf the net the whole day when it comes to my baby's health and development - a care home style. And thanks for the those sites that cater especially for such topics.

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Diamond Fruit Cake

I don't want any gift for Christmas, but when I saw this diamond fruit cake, I want to have one. :)

The most gorgeous and the most expensive cake that I have ever seen in my life is the Diamond fruit Cake, costing $1.65 million. Yes, I am excited enough to write about this...you could have guessed it from my tone.

This cake, which is scheduled to be displayed on Friday, is created by a Tokyo pastry chef. Six months of incredible thinking for that incredible design and one month to materialise it, this cake is studded with 223 small diamonds and the rest of the cake is edible. This cake is up for sale on Christmas.

It is not only the most expensive cake in the world, I bet it is also the most expensive food in the world. Apart from the 223 diamonds, I guess what the ingredients might be, whatever it is it must be as rich and luscious as the diamonds.

This is a masterpiece in Food Art and it will be exhibited in the seventeen diamond-related designs in an exhibit called “Diamonds: Nature’s Miracle.” The chef is wise enough, not to disclose the ingredients, but I am still wondering about a lot many things. A couple of them are, the implementation of the design, the procurement of diamonds and the ingredients of the cake. The biggest question mark is over the Mr.or Miss so and so, whose single Christmas purchase, cannot match the expenses of a one month lavish Christmas Shopping.

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Worry No More!

I'm still amaze how fast money can get in and out of your hands. One minute you have a grand, just go to the shop.. the next minute, you'll have a few dollars or cents.

But what's ironic is, it is longer for it to land in your pocket but it is faster for it to leave. And it is easier to spend it than to earn it. Oh, I just love spending, especially in shopping.

Yet, how hard it may to earn money, it is easy to get a loan these days especially the so-called payday loans. I may have heard of it when I was still working, that means I didn't use that facility - but it is really very common. I guess it is the fastest way to have some money in crunching times just like Friday night out, parties or chilling outs - that is for yuppies who have a high maintenance lifestyle.

For some institutions, you can avail cash advance in no time at all, no documents needed - a faxless payday loans. You may not like to owe somebody, but I'm sure... if you're in a very tight position this is a heaven sent.

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Dessert Anyone?

The $1,000 "Grand Opulence" sundae sold by New York's Serendipity restaurant:

I've just seen this in the news today, but the article is dated back in 2006.

Made with "5 scoops of the richest Tahitian vanilla bean ice cream infused with Madagascar vanilla and covered in 23K edible gold leaf, the sundae is drizzled with the world's most expensive chocolate, Amedei Porceleana, and covered with chunks of rare Chuao chocolate, which is from cocoa beans harvested by the Caribbean Sea on Venezuela's coast. The masterpiece is suffused with exotic candied fruits from Paris, gold dragets, truffles and Marzipan Cherries. It is topped with a tiny glass bowl of Grand Passion Caviar, an exclusive dessert caviar, made of salt-free American Golden caviar, known for its sparkling golden color. It's sweetened and infused with fresh passion fruit, orange and Armagnac. The sundae is served in a baccarat Harcourt crystal goblet with an 18K gold spoon to partake in the indulgence served with a petite mother of pearl spoon and topped with a gilded sugar flower by Ron Ben-Israel."

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Gambling for Fun

Yesterday was Melbourne Cup. Some claimed, it has stopped the nation. I reckon yes, because even how busy MCJ was, he was following the races online and when the highlight of the day was coming - he was actually counting down - he stopped what he was doing and plumped himself infront of the telly.

He was rooting for Purple Moon. It was leading all along but another horse swept past through it in the last 100m, taking the lead. Purple Moon took the second place, not bad I reckon as the favorites of most flanked 8.

Okay, he bet on it... not big, just for fun. Reminds me to cash the ticket on our next doctor's appoinment for Ian.

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Talking of gambling and playing online, MCJ in his spare time play online poker in a pacific poker room. I don't know what's with it but he'd been playing there eversince. I found out in macpokeronline.com though that it Pacific Poker is one of the first online poker rooms and has been operating since 1996.

Mac Poker features a guide to Mac online poker sites on the internet and reviews of where to play online poker for Macintosh OS and Mac compatible poker downloads. I think it is cool as it is specially designed for a certain type of OS. There are also poker rooms that you don't have to download to play. I guess this is compatible for my personal OS. lol. I don't like doing extra work.

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