One of the things that we did right away after Jens and I got our medicare card, include us to MCJ's private health insurance. Jens had his medicare card ahead of me and when MCJ added him, it just cost us about less than 50% of the individual health insurance premium to become a family health insurance but when I was added, it cost us double of the already family health insurance premium. The figure just doesnt add up. MCJ planned on talking to the representative at the kiosk where we went to but up til now, the plan is standing. We either always forgot about it when we were at the shop and we don't really have time to go there just for that purpose. Oh well, I just hope we'll get our money's worth when we avail the extras.