Sunday, October 21

Retire Now or Later

Most of us, if not all, wants fine things in life that's why we're working hard. But most of all, we're working hard for the future.. aside from giving our kids (if married or with kids) a better education, it is mainly about our retirement lifestyle. I used to have this kind of mentality until I read this story.

One day a rich Westerner who had made sqillions from speculating on the stock market was strolling along the beach and saw the fisherman pulling in his boat with his meager catch.

The rich Westerner stopped and remarked “not much of a catch today”. The fisherman replied “yes not much” but explained that his small catch was enough for him and his family.

The rich Westerner asked, “But what do you do with the rest of your time?”

“I sleep late, play with my children and have an afternoon’s rest under a coconut tree. In the evenings, I go to the local pub to see my friends, play some music, and sing a few songs….. I have a full and happy life.” replied the fisherman.

The rich Westerner ventured, “I have an MBA from Harvard and I can help you…… You should start by fishing longer every day. You can then sell the extra fish you catch. With the extra revenue, you can buy a bigger boat.

With the extra money the larger boat will bring, you can buy a second one and a third one and so on until you have a large fleet. Instead of selling your fish to a middleman, you can negotiate directly with the processing plants and maybe even open your own plant. You can then leave this little village and move to a city from where you can direct your huge enterprise.”

“And after that?” asked the fisherman.

“After that? That’s when it gets really interesting,” answered the rich Westerner, laughing, “When your business gets really big, you can start selling stock in your company and make millions!”

“Millions? Really? And after that?” pressed the fisherman.

“After that you’ll be able to retire, move out to a small village by the sea, sleep in late every day, spend time with your family, go fishing, take afternoon naps under a coconut tree, and spend relaxing evenings with friends…”


However inspiring this story is, many of us are still working like the Westerner for valid and compelling reasons. Wanting a luxurious retirement lifestyle and living in a place like those offered in the Arizona luxury real estate, among others. At the end of the day, what matter's most are those things that make us happy.